Legal Terms of Use & Privacy Statement
TERMS OF USE

These terms of use (“TOU”) apply to your purchase of Products or services from Adam Mesh Trading Group LLC (“AMTG") and Average Joe Trading LLC ("AVJT").  AMTG + AVJT reserves the right to change the TOU at any time, without notice.  The latest version of the TOU can be reviewed on this page.  If you continue to use this website after AMTG + AVJT posts changes to these TOU, you are signifying your acceptance of the new terms. Please read this section carefully to understand the TOU.

Description of Services and Products
Through its website, AMTG + AVJT provides you with access to various resources, including communication and information through the website (“Information”) and purchase of Products and services (“Products”).   Information and Products are subject to the TOU.

Warranties
THIS WEBSITE IS FOR INFORMATIONAL PURPOSES ONLY.  THE INFORMATION FOUND ON THIS WEBSITE IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, AND AMTG + AVJT AND/OR ITS DEALERS, ASSOCIATES, AGENTS AND LICENSORS HEREBY DISCLAIM ALL WARRANTIES WITH REGARD TO INFORMATION OR PRODUCTS INCLUDING ALL WARRANTIES OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, EXPECTATIONS OF PRIVACY OR INFRINGEMENT.

AMTG + AVJT AND/OR ITS DEALERS, ASSOCIATES, AGENTS, LICENSORS DO NOT WARRANT THAT THE FUNCTIONS OF THIS WEB-SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFEAMTG + AVJT WILL BE CORRECTED, OR THAT THIS WEB-SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES. AMTG + AVJT AND/OR ITS DEALERS, ASSOCIATES, AGENTS, LICENSORS DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE INFORMATION IN THIS WEB-SITE IN TERMS OF ITS CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. 

Limitation of Liabilities
IN NO EVENT SHALL AMTG + AVJT AND/OR ITS DEALERS, ASSOCIATES, AGENTS, LICENSORS BE LIABLE FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, CORRUPTION OF DATA, OR LOSS OF PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AND PRODUCTS.

THE TOTAL LIABILITY OF AMTG + AVJT AND/OR ITS DEALERS, ASSOCIATES, AGENTS AND LICENSORS UNDER ANY PROVISION OF THESE TOU, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, SHALL BE LIMITED TO THE TOTAL DOLLAR AMOUNT ACTUALLY PAID FOR THE INFORMATION OR PRODUCTS GIVING RISE TO THE LIABILITY.

Return Policy
Any Product that is returned for a cash refund must be in the original packaging, undamaged and resalable.  A restocking fee will also apply for all returned Products.  You are responsible for risk of loss, shipping and handling fees for returning Product.

In situations in which physical attempt to deliver a package is unsuccessful due to vendor shipping beyond our control we reserve the right to replace your order with a digital version equal to your order to satisfy your purchase.

If the product is a digital product, there is a full refund 90 day return policy.

Cancellations
Requests for cancellation of any monthly billing must be in writing and mailed to Adam Mesh Trading Group LLC at 118 East 28th Street, Suite 207, New York City, New York 10016.  You may decide to cancel at any time, but charges will not be prorated.  You must cancel before your billing date in order to avoid a charge for the following month.

Adam Mesh Stock Club Memberships and Adam Mesh Forum Monthly Memberships must be cancelled either by mail to the address listed above or on-line.  To cancel your membership on-line, email customer service at support@adammesh.com. 

Coaching Program Memberships must be cancelled by mail to the address listed above or by e-mail to JJ@AdamMesh.com.  Coaching Memberships may be cancelled at any time; however, Coaching Membership fees are nonrefundable.  If you are not actively participating in your Coaching Membership, including but not limited to coaching sessions, then AMTG + AVJT will offer you a thirty (30) day courtesy period to fully engage in your Coaching Membership. If you fail to reengage within this thirty (30) day period, then your Coaching Membership will be deemed cancelled.  Furthermore, if you are afforded specific dispensation, terms are subject to those changes/addendums.

Any student who completes the coaching program before a final payment due date is responsible for the timely payment of the remaining balance. No cancellation can be accepted if the student has received all one-on-one sessions in the program.

Each person who enrolls in a Coaching Program Membership accepts these TOU upon responding to the administration, "Welcome to the Coaching Program" email that each member receives in lieu of signature. All Cancellation policies herein are to be acknowledged as an acceptance by the cardholder upon their response.

Each Coaching Student is enrolled in Adam's Stock Club at the commencement of their program. Coaching Students are given a free term trial during their program. Once the free term is complete (3-6 months depending on program), Students are automatically entered into Adam's Stock Club and Weekly Group Calls at a discounted rate of $97.00 monthly. If at any time you wish to cancel your subscription to Adam's Stock Club, cancellations must be made by mail to the address listed above or by e-mail to JJ@AdamMesh.com. Refunds will not be issued for services previously rendered.

Cancelling/Rescheduling Coaching Sessions
Our Coaches are professional traders. They take on limited number of students each month and their time is extremely valuable. They will be extremely flexible in working around your schedule, all we ask is that once you have agreed upon a time for an appointment, that you stick to it.

If members miss a scheduled appointment, our Coach will have lost the time and the opportunity to work with someone else. If you can't make it, we require 12 hours of advanced notice. If members continuously miss scheduled appointments without prior notice then we reserve the right to accelerate any outstanding payments and deduct sessions.

Bank Check Policy
A twenty-five dollar ($25) fee will be charged if your check payment is returned to AMTG + AVJT for any reason (i.e., insufficient funds, account closing, etc.).  AMTG + AVJT assumes no responsibility for fees, charges or any other penalty that may be imposed by your bank as a result of an unpaid check.

No Unlawful Use
By using the Information and Products, you agree that you will not use the Information or Products for any purpose that is unlawful or prohibited by these TOU.  You agree to comply with all applicable laws, rules and regulations from the United States or the country in which you reside.

PRIVACY STATEMENT
For each visit to its website, AMTG + AVJT only collects your IP address in order to monitor website traffic.  AMTG + AVJT does not collect personal information from you unless you voluntarily provide it to AMTG + AVJT.  You voluntarily provide your e-mail address when you submit information through the web-site.  For example, AMTG + AVJT collects your e-mail address when you complete online web forms, communicate with AMTG + AVJT by e-mail.  It is completely optional for you to participate in the foregoing.  

The information AMTG + AVJT collects is used to improve the content of its website, to notify you about updates to its website and for marketing purposes that target your specific needs.  AMTG + AVJT does not use cookies to retrieve information from your computer.

We do not share, rent or sell any personal information about you to any third parties.  We do not share, rent or sell your e-mail address or any other contact information to third parties.  AMTG + AVJT will not disclose any personal information about you except when you give authorization, or when AMTG + AVJT is required to do so by law.

Periodically, AMTG + AVJT may send you information regarding Products, services or upcoming events through direct mailings or e-mails.  If you do not want to be included on AMTG + AVJT’s marketing lists, you may opt out through the unsubscribe link at the bottom of the emails, by sending an e-mail to support@adammesh.com or by mail to Adam Mesh Trading Group LLC at 621 2nd Avenue, Suite 2, New York City, New York 10016 stating that you do not want to be included on AMTG + AVJT’s marketing list. 

Other third party web-sites may be accessed through AMTG + AVJT’s web-site.  The privacy practices of third party web-sites are not covered by AMTG + AVJT’s privacy statement and AMTG + AVJT is not responsible for the privacy practices or content of other third party web-sites.

AMTG + AVJT does not claim ownership of materials you provide to AMTG + AVJT, including testimonials regarding any product or service for review by visitors of the web-site (“Testimonial”).  However, by posting a Testimonial you are granting AMTG + AVJT permission to use your Testimonial in connection with promoting its Products and services on the web-site.  You will not be compensated for your Testimonial and AMTG + AVJT is not required to use your Testimonial. AMTG + AVJT may remove your Testimonial at any time.

By using the web-site, you consent to the collection of information as outlined in this Privacy Statement.  AMTG + AVJT reserves the right to change this Privacy Statement at any time.

If you would like to contact us regarding this Privacy Statement, please write to us at Adam Mesh Trading Group, LLC 118 East 28th Street, Suite 207, New York City, New York 10016.